Fee Based Portfolio & Planning
As Fiduciaries, we manage assets for a fee. Our managed accounts are held at TD Ameritrade Institutional and those accounts are completely liquid. In our managed accounts we do not use any third party money managers. In those accounts we purchase individual stocks and ETFs for our clients and we actively manage the portfolio. You are paying us a fee to manage your assets, not hire other sub-contractors who also take fees. When the market conditions are poor, we will sometimes sell all of the holdings and maintain a cash position, or short term bond position to help protect principal from market volatility and downturns. Our fee structure ranges from 2% to 1% depending on account size, complexity of needs and overall relationship with the firm.