Case Study – Pete & Amy

• Pete & Amy

Age 50

Annual Income $225,000

Three Kids

• 401(k) assets $435,000

Pete and Amy Wilson are both 50. Pete is and engineer who just made a major career move by accepting a position as Director of Global Quality for a major local hydraulics manufacturer. Amy stays at home focusing on raising their three kids ages 10, 12 & 15. Pete has a sizeable 401k from his previous employer and will be receiving stock grants and numerous other director level benefits in his new position.

Their main concerns are saving for the kids’ college, providing for Amy should something happen to Pete and having enough money to retire and travel the world. With the recent major jump in salary, they “need help balancing their increased income for their immediate, short term and long-term goals”.


  • Create a retirement plan to help provide for a more confident retirement at age 65.
  • Establish a custom strategy for each child’s college education based on their age.
  • Rollover Pete’s old 401k and invest in a diversified IRA strategy maximized for growth.
  • Advise Pete and his new employer benefits, including his 401k and stock grants.
  • Implement an insurance strategy to both provide for Amy should something happen to Pete in the next 10 years or provide them with tax free income during retirement.

Securities offered through Concorde Investment Services, LLC (CIS) Member FINRA / SIPC. Advisory services offered through Concorde Asset Management (CAM), an SEC registered advisor. Insurance offered through Concorde Insurance Agency (CIA). TADA Wealth Advisors is independent of CIS, CAM and CIA TADA Wealth Advisors does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance.

The case study does not reflect actual clients. Any reference to securities is based upon historical data that is public sourced. No statement made herein is to sug-gest stock market performance or future performance, and no case study is used to imply future performance. The case study is intended to illustrate services available through the adviser. They do not necessarily represent the experience of any clients.

Indexed annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Any guarantees offered are backed by the financial strength of the insurance company. Surrender charges apply if not held to the end of the term. Withdrawals are taxed as ordinary income and, if taken prior to 59 ½, a 10% federal tax penalty. Investors are cautioned to carefully review an indexed annuity for its features, costs, risks, and how the variables are calculated.

Diversification does not guarantee a profit or protect against a loss in a declining market. It is a method used to help manage investment risk.

While case studies are of actual situations, photos, names and details are modified for confidentiality reasons.