Recent interest rates at 0% make CDs a low return investment. Consider a stronger alternative that will also protect your family. Check it out here…
In response to the COVID-19 pandemic, the Federal Reserve slashed interest rates to 0%. This will have a significant affect on CD rates as the year progresses. Typically, CDs are used for a person’s “safe money”. The interest they pay usually require a sacrifice of liquidity. The longer the lockup term, the better the rate. Typical terms are 1, 3, and 5 years. We have a possible alternative to buying a CD.
Single Pay Lifetime Returns Program
100% Guaranteed Liquidity
Additional Money Upon Death
Additional Money for Chronic Illness Care
100% Protected Against Loss of Principal
Between 4%-10% Market Upside Participation
Certain insurance companies develop policies to compete against CDs by offering the benefits of a life insurance policy along with the security and liquidity of a CD. These policies are paid for with a single premium (one time payment) that is fully liquid and accessible on day one. The cash in the policies is 100% protected against loss and the policies offer between 4%-10% stock market participation every year. In addition to these security and growth benefits, they offer a death benefit that is larger than the single premium paid (size determined by age and health), and the ability to accelerate this death benefit to pay for the cost of chronic illness care should the need arise.
This strategy can offer up to 5x more growth over a 5 year period with the same security and better liquidity than a CD.
The TADA team works closely with several of the top rated (AAA) companies and are familiar with the application process. Often, an application can be submitted and approval can be granted within 24 hours.
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Indexed Universal Life Insurance is an insurance contract that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Any guarantees offered are backed by the financial strength of the insurance company, not an outside entity. Investors are cautioned to carefully review an indexed universal life insurance for its features, costs, risks, and how the variables are calculated.